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Editorial Policy

How content is written, sourced, reviewed and updated.

How content is produced

Calculator pages are written by the ICMN editorial desk and checked against published lender rate cards, RBI rules and the standard reducing-balance method. Every page carries the date its rate data was last verified.

Sources

Rate ranges are compiled from lenders' own published pages. Regulatory statements — loan-to-value caps, prepayment rules, tax sections — are checked against the relevant RBI circular or the Income Tax Act before publication.

Updates

Rate tables are reviewed monthly and after any repo rate change. When a page changes materially, the visible update date changes with it.

Corrections

Errors are corrected promptly and noted on the page. Report one at hello@icmn.online.

Last updated 28 October 2026